Plaid Financial
Staff Software Engineer
Job Description
Salary: £57,000 - 97,000 per year
Requirements:- 8+ years of software engineering experience, including operating as a technical lead on a product engineering team.
- Strong programming skills in Go, Python, or similar backend languages.
- Experience operating and scaling high-availability systems in production, with a strong understanding of the reliability and correctness required for critical infrastructure.
- Demonstrated track record of effective delegation and scaling impact by enabling senior engineers to own technical direction.
- Strong product engineering instinct, with the ability to translate product strategy into a crisp engineering roadmap with clear scoping, sequencing, and tradeoffs.
- [Nice to have] Payments domain experience, including payments infrastructure, processing, or a related domain.
- [Nice to have] Experience working across time zones with distributed engineering teams.
- [Nice to have] Fintech or financial infrastructure experience beyond payments, such as credit, lending, or identity.
- [Nice to have] Familiarity with open banking APIs and bank connectivity patterns.
- Set technical direction across our Europe product surface area, translating product strategy into clear engineering roadmaps with crisp scoping, sequencing, and tradeoffs.
- Stay hands-on by owning high-leverage projects, spiking and prototyping to de-risk work, or going deep on the hardest parts of projects owned by others, depending on the quarter.
- Own technical excellence for the team by setting and holding a high bar through design reviews, architectural decisions, and code quality.
- Partner closely with the Engineering Manager and Product Manager to identify opportunities, make tradeoffs, and keep the team focused on the highest-leverage work.
- Maintain a strong connection to our US engineering and platform teams, ensuring our Europe requirements shape platform decisions and we leverage shared infrastructure rather than building in isolation.
- Backend
- Product Manager
- Python
- Rails
- UX UI Design
- Flow
- Support
- Network
More:
We are Plaid Europe, building Plaid in Europe as the open banking platform that makes international expansion one click away for fintechs that want to scale globally. We are the only transatlantic open banking provider, uniquely positioned to help fintechs scale with a single Plaid integration. Our team localises, scales, and operates the bank connectivity layer that powers payments, underwriting, onboarding, and identity, abstracting fragmented European rails and regulations into a single, reliable platform. We work at the intersection of distributed systems, financial infrastructure, and consumer UX, solving hard problems in payments reliability, data quality, regulatory complexity, and cross-market expansion. We partner closely with US platform teams, GTM, compliance, and operations, and we offer a comprehensive benefits plan including medical, dental, vision, and 401(k). The role is based in our London office and is hybrid, with full-time employment in the Engineering department.
last updated 35 week of 2026
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About Plaid Financial
Plaid Financial
London
IT
Skills & Technologies
Inferred from job description
Salary Insight
£77,000
This role
£60,000
UK median
This salary is 28% above the UK median for Software Engineers (£60,000/yr).
Based on 2024–2025 UK technology sector benchmarks