Principal Software Engineer - Chase UK - Lending

Salary: £61,000 - 101,000 per year

Requirements:

• Formal training or certification on software engineering concepts, with advanced applied experience
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Expert proficiency in one or more programming languages
• Demonstrated experience designing and leading the adoption of agentic AI-enabled development practices across teams, including standards for human-in-the-loop validation, auditability and traceability of changes, and secure handling of sensitive data
• Strong understanding of responsible AI use and control expectations in engineering workflows, including security and resiliency implications, data sensitivity, and risk-based governance
• Ability to influence senior technical leaders on safe scaling patterns and reuse
• Experience applying expertise and new methods to determine solutions for complex technology problems across one or more technical disciplines
• Sound understanding of the business context and commercial drivers underpinning technology decisions
• Practical cloud-native experience
• Demonstrated experience launching and scaling consumer-facing financial products in a regulated environment
• Proven track record of owning end-to-end delivery of high-traffic, customer-facing systems with a focus on reliability, performance, and security at scale
• Experience navigating the intersection of consumer product velocity and financial services compliance, including fraud prevention, data privacy, and auditability requirements

Responsibilities:

• Create complex and scalable coding frameworks using appropriate software design frameworks
• Develop secure and high-quality production code, and review and debug code written by others
• Architect and govern agentic AI-enabled engineering workflows using enterprise-authorized tools within the work environment to improve delivery speed, code quality, and operational outcomes at scale
• Define guardrails for validation, security, resiliency, and reuse across teams
• Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realised by automation at scale
• Serve as the functions go-to subject matter expert
• Contribute to the development of technical methods in specialised fields in line with the latest product development methodologies
• Create durable, reusable software frameworks that are leveraged across teams and functions
• Influence leaders and senior stakeholders across business, product, and technology teams
• Lead the design and delivery of consumer-facing financial product features, ensuring high availability, low latency, and resilient architecture for millions of end users
• Partner with Product, Design, and Compliance teams to ship customer-centric features that meet regulatory standards without compromising user experience
• Drive engineering best practices for rapid, safe iteration on consumer products, including feature flagging, A/B testing frameworks, and progressive rollout strategies

Technologies:

• Agentic AI
• AI
• Architect
• Cloud
• Network
• Security
• Support

More:

hackajob is partnering directly with JPMorganChase to hire for this role. At JPMorganChase, we are building Chase UK to transform digital banking with intuitive and enjoyable customer journeys, expanding from the UK toward Europe. As part of the International Consumer Bank, we offer the chance to help build the bank of the future from the ground up in a collaborative, diverse, inclusive, and geographically distributed team. We value curious, solution-oriented engineers with an interest in new technology and the financial sector. J.P. Morgan is a global leader in financial services, and our Corporate Technology team supports corporate functions across our network, with a strong focus on technology controls. We are an equal opportunity employer committed to diversity, inclusion, and reasonable accommodations.

last updated 39 week of 2026