Principal Product Architect

Salary: £60,000 - 100,000 per year

Requirements:

• Extensive experience designing enterprise-scale, high-volume, low-latency distributed systems.
• Strong knowledge of API design, governance, and industry standards, including OpenAPI.
• Experience with cloud-native architectures, microservices, containers, orchestration platforms, and event-driven systems.
• Expertise in DevOps practices, CI/CD, and modern software delivery methodologies.
• Experience with streaming platforms, NoSQL technologies, and large-scale data processing.
• Understanding of machine learning deployment and production environments.
• Strong communication skills and the ability to engage technical and non-technical stakeholders.
• Proven ability to balance business requirements with technical constraints and architectural trade-offs.
• Experience making technology decisions across architecture, databases, platforms, and development frameworks.
• Knowledge of public, private, and hybrid cloud environments, including architecture and cost considerations.
• Understanding of resilience engineering, operational testing, monitoring, and production deployment strategies such as canary releases, blue-green deployments, and feature flags.
• Familiarity with security, privacy, and compliance requirements, including GDPR and PCI DSS.
• Experience defining and promoting architectural principles, standards, and best practices.
• Knowledge of data protection approaches, including tokenization and anonymization.
• Familiarity with enterprise architecture frameworks such as TOGAF.
• Experience in payments, fraud prevention, financial crime, transaction monitoring, scam prevention, money mule detection, or real-time risk decisioning solutions.
• Experience working with customers, financial institutions, and technology partners on solution design and implementation.
• Practical experience with AWS or equivalent cloud technologies.
• Ability to influence technology strategy and guide long-term platform evolution.

Responsibilities:

• Define and maintain solution architectures aligned with business objectives, product requirements, and architectural principles.
• Translate business, customer, and market requirements into scalable, secure, and resilient technical designs.
• Lead architecture for A2A fraud and financial crime solutions, ensuring adaptability across global and regional implementations.
• Define and govern API standards, integration approaches, and service interactions.
• Design reusable architecture patterns and deployment models that accelerate market onboarding and customer integration.
• Collaborate with engineering, product, data science, and delivery teams to support planning, estimation, and execution.
• Partner with third-party technology providers to develop integration strategies and manage architectural dependencies.
• Drive technology evaluations, software selection, and architectural decision-making.
• Identify opportunities to improve performance, scalability, resilience, and operational efficiency.
• Shape the technology roadmap, including cloud strategy, data architecture, APIs, operational resilience, and platform evolution.
• Advise customers, financial institutions, and internal stakeholders on architecture, deployment options, and implementation trade-offs.
• Evaluate emerging technologies and industry trends that can strengthen fraud detection, decisioning capabilities, and platform scalability.
• Ensure solutions comply with our standards and relevant regulatory requirements.
• Follow our security policies and practices, protect the confidentiality and integrity of information, report suspected security incidents or breaches, and complete mandatory security training.

Technologies:

• API
• AWS
• Architect
• CI/CD
• Cloud
• DevOps
• Support
• Machine Learning
• NoSQL
• OpenAPI
• Security
• TOGAF
• microservices

More:

We power economies and empower people in more than 200 countries and territories. Together with our customers, we work to build a sustainable economy where everyone can prosper, using secure, simple, and accessible digital payments, technology, partnerships, and networks. We are seeking a Principal Product Architect for our award-winning Account-to-Account (A2A) Risk Solutions team, whose products combine data science and payments expertise to help financial institutions combat fraud and financial crime. The role will help design and scale our global solutions in partnership with product, engineering, data science, customers, financial institutions, and technology partners. This is a full-time, hybrid role based in central London, with office attendance in line with our policy and team collaboration needs.

last updated 39 week of 2026