Contract Payments Specialist (iDEAL & SEPA)

Salary: £39,000 - 70,500 per year

Requirements:

• Demonstrable experience implementing iDEAL and SEPA Direct Debit through Stripe
• Strong knowledge of Stripe APIs and webhooks
• Experience with subscription and recurring payment models
• Strong understanding of payment failures, dunning, mandates, refunds, reversals and disputes
• Ability to understand and document API integrations and webhook-driven architectures
• Experience producing technical specifications that can be translated directly into engineering tasks
• Strong technical business analysis and solution design capability
• Experience working independently within a defined, short-term consulting engagement
• Excellent written and verbal communication skills
• Experience with European payments, Stripe Billing, Payment Intents, Setup Intents, subscription lifecycle management and SCA/PSD2 would be highly beneficial

Responsibilities:

• Review existing payment documentation, payment scenarios and Stripe integration
• Analyse the current card payment lifecycle, including Stripe API calls and webhook events
• Work with technical, operational and product stakeholders to validate the current state
• Define how iDEAL and SEPA Direct Debit should coexist with existing card payments
• Analyse payment lifecycle differences across initial payments, recurring payments and renewals, failed payments and dunning, refunds and cancellations, pauses and plan/dose changes, SEPA mandates, cancellations and expiry, payment reversals, chargebacks and disputes, and settlement and payment timing
• Consider the additional financial and operational risks associated with dispatching physical prescription medication following payment
• Define where in the payment lifecycle it is safe to fulfil and dispatch orders
• Identify open design decisions, risks and dependencies, providing recommendations where appropriate
• Produce a structured, implementation-ready specification in Confluence, supported by clear process and payment flow diagrams
• Participate in technical review and incorporate stakeholder feedback before final handover

Technologies:

• API
• Confluence
• Flow
• Support
• Architect

More:

We are seeking an experienced Payments Specialist for a fixed-term, day-rate consulting engagement of 10-15 days ahead of our European market launch. This is a specification and business analysis role, not a delivery or development role. You will help us assess how our existing credit card payment lifecycle needs to adapt to support iDEAL and SEPA Direct Debit through Stripe while retaining credit card payments as an option, and you will produce an implementation-ready specification for our internal software architecture team to translate into engineering tasks. We report to our Head of Technology / Engagement Lead, there are no direct reports, and the engagement is focused on clear analysis, documentation and stakeholder collaboration. Spectrum IT Recruitment (South) Limited is acting as an Employment Business in relation to this vacancy.

last updated 33 week of 2026