Tech Lead Savings

Salary: £100,000 - 100,000 per year

Requirements:

• Proven experience as a Tech Lead or Lead Engineer in a high-growth, production-grade environment, ideally within fintech, challenger banking or a regulated digital business.
• Deep, hands-on expertise in Java and Spring Boot, with strong instincts for building scalable, resilient, distributed systems.
• Solid working knowledge of AWS, including compute, storage, networking and the operational considerations that come with running regulated workloads in the cloud.
• A demonstrable track record of shipping high-quality software at pace, with clear evidence of sound technical decision-making under commercial pressure.
• Experience line managing or formally mentoring engineers, with tangible impact on team capability and output.
• Strong architectural instincts, able to think beyond the immediate ticket and design systems that hold up under scale and scrutiny.
• Practical experience evaluating or implementing AI-powered developer tooling, and a considered view on where it adds genuine value.
• Familiarity with UK regulatory frameworks relevant to fintech, particularly PRA operational resilience requirements (SS1/21), UK GDPR obligations and FCA Consumer Duty principles.
• Domain experience in savings, deposits or payments products is advantageous, as is a background in platform or infrastructure engineering.
• Experience working alongside a compliance or risk function in a regulated financial services business.

Responsibilities:

• Own the technical roadmap for our Savings infrastructure, designing for growth, resilience and long-term maintainability as client volumes and deposit balances increase.
• Partner with Product and Design to architect and ship new Savings features, from technical scoping and design through to production release and post-launch monitoring.
• Identify, evaluate and implement AI-powered tooling that meaningfully accelerates design, development and code review, raising team output without compromising quality or security standards.
• Systematically improve the capability and capacity of the engineering team through structured mentoring, code review, better tooling and removal of delivery friction.
• Set and maintain the architectural standards, coding conventions and quality bar for the Savings engineering team, ensuring consistency across the codebase and rigour in every release.
• Line manage a team of engineers with a focus on performance, growth and retention, running regular one-to-ones, setting clear expectations and building a high-trust environment where people do their best work.
• Ensure the Savings product is built and maintained in line with our regulatory obligations, including operational resilience requirements, UK GDPR data handling standards and the principles of FCA Consumer Duty as they apply to product design and delivery.
• Act as a trusted technical voice to the CTO, surfacing risks early, contributing to engineering-wide decisions and representing Savings in technical forums.

Technologies:

• AI
• AWS
• Architect
• Cloud
• CTO
• Java
• Security
• Spring
• Spring Boot

More:

We are Monument, a financial brand built for the mass affluent, professionals, entrepreneurs and ambitious savers that traditional banks have underserved for decades. We exist to make managing wealth simpler, smarter and more human, treating every clients wealth with the same care as if it were our own. We have over £7 billion in client deposits, a fresh funding round and a place on the Future Fifty, the UKs top pre-IPO companies. This is a hybrid role based in London near Oxford Circus, with two days per week in the office, reporting to our CTO. We offer 28 days annual leave plus 8 bank holidays, a performance-related bonus, equity after probation, an enhanced pension, private health insurance with family cover, optical and dental cover, an online GP service, life assurance, flexible hybrid working including options to work from abroad, and enhanced parental leave. We are an equal opportunities employer committed to an inclusive environment for all employees and applicants.

last updated 34 week of 2026